Short answer: Toki: A personal AI agent organised around Matters: long-running workspaces with a goal, connected apps, shared context and follow-up. You make the key decisions; Toki prepares, follows up and takes action with your permission. Kiwi: A proactive AI assistant you text on iMessage or WhatsApp: it keeps track of your trips, plans, bills and the people in them, texts you first when something needs doing, and books, orders or replies on any app or website once you say yes.
Toki vs Kiwi
Sourced facts only. “Unknown” means not verified yet.
Key facts side by side
| Criterion | Toki | Kiwi |
|---|---|---|
| Type | personal agent | personal agent |
| Vendor | Orion Arm Pte. Ltd. (Singapore; Toki privacy policy and terms) | The Nudge L.L.C-FZ (Meydan Free Zone, Dubai, UAE); built by Aneesh Modi |
| Channels / category | iPhone, iPad, Apple Watch and Mac via the App Store; Android phones and tablets via Google Play (toki.com). Call Me places a phone call for events you mark important. Connects email, calendars and Slack. WhatsApp is no longer offered after a WhatsApp Business policy change (Toki FAQ). iMessage as a channel is not confirmed. | A contact in Messages on iPhone or in WhatsApp on any phone; your phone number is your account; web account at app.heykiwi.co |
| Pricing / availability | Free: sync up to 3 calendars, AI scheduling assistant and a basic quota. Super USD 9.99/month (100K credits, Proactive Agent, outreach). Pro USD 19.99/month (200K credits, 24/7 Proactive Agent, research and outreach). First-time subscribers get a 7-day free trial (toki.com/pricing, checked 8 Nov 2026). An annual-billing discount was not listed on the official pricing page we checked. | Free to use (USD 0): no subscription, trial or card to start; you pay companies directly for anything Kiwi books (per heykiwi.co, 12 Oct 2026). Product Hunt listing says free during the pilot |
| Launched | 2026-11-02 | 2026-10-26 |
| Funding (reported) | Unknown | Unknown |
| Channels confirmed | Mobile app, Phone call, Email, Slack | iMessage, WhatsApp |
| Verified facts | Relaunched 2 Nov 2026 by Raymond Wang as a personal agent that discovers what matters to you and handles it; Toki started as an AI calendar; A Matter is something you care about, want to happen or need to handle, such as a tennis game, a visa application or lunch with friends; Each Matter is an agentic workspace with a Goal, Connected apps (Toki acts with your permission), Context (background, materials, decisions and progress) and Long-running follow-up until the work is done or you close it; Examples include adding tennis to your calendar and reminding you, organising visa requirements and follow-ups, finding a lunch time with a group, gathering contract emails and drafting a reply, and suggesting a family holiday then researching options; You make the key decisions; Toki handles preparation and follow-up and takes action with your permission. The Matters list shows what it is handling and where each thing stands; Co-founder Robert Zheng wrote on 5 Nov 2026 that Toki reads across email, calendar and Slack and suggests Matters; it asks before it sends, books or commits, works best when apps are connected, and does not make the final business judgments; Homepage: chat by voice, images or text; Toki can call you for important matters; you approve actions before it continues; available on iPhone, iPad, Apple Watch, Mac and Android; Call Me, documented 28 Jul 2026, calls your phone for events and reminders you mark as important, while routine reminders stay as notifications; Official pricing (checked 8 Nov 2026): Free with up to 3 calendars and a basic quota; Super USD 9.99/month; Pro USD 19.99/month; first-time subscribers get a 7-day trial; Owned and operated by Orion Arm Pte. Ltd.; personal data is stored and processed on servers in Virginia, United States (Toki privacy policy). WhatsApp access was withdrawn after a WhatsApp Business policy change. | Texts you first: flight delays, a free Saturday, a parcel that needs a signature, bills due, and a morning brief of your day; Does things on any app or website when you say yes; anything that costs money or messages someone waits for your yes and shows its price first; No app to install: a contact in Messages on iPhone or WhatsApp on any phone; your number is your account, with no password; Connect Gmail or Google Calendar by asking in the chat; works with apps like Gmail, Outlook, Google Calendar, Slack, Spotify and Uber; Free to use with no subscription, trial or card to start; no ads, data never sold, no business can pay to change suggestions; Doesn't keep copies of your email and calendar; saved sign-ins are encrypted (AES-256-GCM) and never shown to the AI; Featured on Product Hunt on 26 Oct 2026, finishing #11 of the day with 110 upvotes; Operated by The Nudge L.L.C-FZ, registered in the Meydan Free Zone, Dubai; users must be 18+; terms updated 28 Oct 2026 |
| Website | https://toki.com/ | https://heykiwi.co/ |
| Sources | [1] [2] [3] [4] [5] [6] | [1] [2] [3] [4] [5] [6] |
| Last checked | 2026-11-11 | 2026-11-11 |
Frequently asked questions
What is Toki?
A personal AI agent organised around Matters: long-running workspaces with a goal, connected apps, shared context and follow-up. You make the key decisions; Toki prepares, follows up and takes action with your permission.
What is Kiwi?
A proactive AI assistant you text on iMessage or WhatsApp: it keeps track of your trips, plans, bills and the people in them, texts you first when something needs doing, and books, orders or replies on any app or website once you say yes.
How much does Toki cost?
Free: sync up to 3 calendars, AI scheduling assistant and a basic quota. Super USD 9.99/month (100K credits, Proactive Agent, outreach). Pro USD 19.99/month (200K credits, 24/7 Proactive Agent, research and outreach). First-time subscribers get a 7-day free trial (toki.com/pricing, checked 8 Nov 2026). An annual-billing discount was not listed on the official pricing page we checked.
How much does Kiwi cost?
Free to use (USD 0): no subscription, trial or card to start; you pay companies directly for anything Kiwi books (per heykiwi.co, 12 Oct 2026). Product Hunt listing says free during the pilot
Are Toki and Kiwi the same type of agent?
Toki is listed as a personal agent and Kiwi as a personal agent.
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